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We all know someone - a friend, neighbor, family member or co-worker - who could use a little help staying warm this winter. Or maybe you'd like to find some assistance for yourself and your household.

According to a recent WalletHub survey, nearly 3 in 4 people say their financial situation impacts their mental well-being, and 69% of Americans feel insecure about their finances.

As the colder months approach, heating costs can become a significant part of your household budget. “We all need heat,” said Jeff Lowenstein, a Financial Wellness Coach at Greylock Federal, “not just to keep us safe and comfortable, but also to protect our homes.”