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Deposit Account Rates
Share Savings Rates
Effective as of August 27, 2008
| Product
| Minimum Balance to Earn APY
| Dividend Rate*
| APY*
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| Share Account/Kids Share
| $15.00
| 1.00%
| 1.01%
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| Share Preferred Account
| $15 to $2499
| 1.00%
| 1.01%
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| $2500 to $99,999
| 1.65%
| 1.66%
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| $100,000 or more
| 2.00%
| 2.01%
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| Premier Account
| $15 to $9,999
| 1.00%
| 1.01%
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| $10,000 to $49,999
| 1.65%
| 1.66%
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| $50,000 to $99,999
| 2.08%
| 2.10%
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| $100,000 or more
| 2.37%
| 2.40%
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| Christmas Holiday Club Account
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| Call For Availability
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| N.O.W. Checking Account
| $15.00
| 0.00%
| 0.00%
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| Online Advantage Money Market Account**
| $15 to $2,499
| 1.00%
| 1.01%
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| $2,500 to $24,999
| 1.65%
| 1.66%
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| $25,000 to $49,999
| 1.98%
| 2.00%
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| $50,000 to $99,999
| 2.23%
| 2.25%
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| $100,000 to $199,999
| 2.37%
| 2.40%
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| $200,000 or more
| 2.57%
| 2.60%
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| Advantage Money Market Account***
| $15 to $2,499
| 1.00%
| 1.01%
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| $2,500 to $49,999
| 1.65%
| 1.66%
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| $50,000 to $99,999
| 2.08%
| 2.10%
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| $100,000 to $199,999
| 2.23%
| 2.25%
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| $200,000 or more
| 2.47%
| 2.50%
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| IRA (Individual Retirement Account) Variable
| $15.00
| 1.35%
| 1.36%
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| IRA Advantage Share
| $15 to $2,499
| 1.00%
| 1.01%
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| $2,500 to $49,999
| 1.65%
| 1.66%
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| $50,000 to $99,999
| 2.37%
| 2.40%
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| $100,000 to $199,999
| 2.47%
| 2.50%
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| $200,000 or more
| 2.62%
| 2.65%
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* Dividend rate and annual percentage
yield accurate as of stated effective
date and may change after account is
opened. Fees may reduce earnings. **
Account requires active use of
CU@Home, electronic bill pay service,
and e-statements. *** Account requires
active checking account and Visa check
card and direct deposit.
Request a new Share Account
Term Share Certificate Rates
Effective as of August 27, 2008
| Account Name
| Minimum Balance to Earn APY
| Dividend Rate
| APY*
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| 1 Month Term Share Certificate
| $1000.00
| 1.39%
| 1.40%
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| 2 Month Term Share Certificate
| $1000.00
| 1.49%
| 1.50%
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| 3 Month Term Share Certificate
| $1000.00
| 1.59%
| 1.60%
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| 6 Month Term Share Certificate
| $1000.00
| 2.96%
| 3.00%
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| 7 Month Term Share Certificate
| $1000.00
| 2.96%
| 3.00%
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| 8 Month Term Share Certificate
| $1000.00
| 2.96%
| 3.00%
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| 9 Month Term Share Certificate
| $1000.00
| 2.96%
| 3.00%
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| 10 Month Term Share Certificate
| $1000.00
| 2.96%
| 3.00%
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| 11 Month Term Share Certificate
| $1000.00
| 2.96%
| 3.00%
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| 1 Year Term Share Certificate
| $1000.00
| 2.96%
| 3.00%
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| 14 Month Term Share Certificate
| $1000.00
| 2.96%
| 3.00%
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| 15 Month Term Share Certificate
| $1000.00
| 2.96%
| 3.00%
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| 18 Month Term Share Certificate
| $1000.00
| 3.20%
| 3.25%
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| 21 Month Term Share Certificate
| $1000.00
| 3.34%
| 3.40%
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| 2 Year Term Share Certificate
| $1000.00
| 3.34%
| 3.40%
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| 3 Year Term Share Certificate
| $1000.00
| 3.44%
| 3.50%
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| 4 Year Term Share Certificate
| $1000.00
| 3.92%
| 4.00%
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| 5 Year Term Share Certificate
| $1000.00
| 3.92%
| 4.00%
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| 1 Month Jumbo Term Share Certificate
| $100,000.00
| 1.49%
| 1.50%
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| 2 Month Jumbo Term Share Certificate
| $100,000.00
| 1.59%
| 1.60%
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| 3 Month Jumbo Term Share Certificate
| $100,000.00
| 1.69%
| 1.70%
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| 6 Month Jumbo Term Share Certificate
| $100,000.00
| 3.05%
| 3.10%
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| 7 Month Jumbo Term Share Certificate
| $100,000.00
| 3.05%
| 3.10%
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| 8 Month Jumbo Term Share Certificate
| $100,000.00
| 3.05%
| 3.10%
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| 9 Month Jumbo Term Share Certificate
| $100,000.00
| 3.05%
| 3.10%
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| 1 Year Jumbo Term Share Certificate
| $100,000.00
| 3.05%
| 3.10%
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| 14 Month Jumbo Term Share Certificate
| $100,000.00
| 3.05%
| 3.10%
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| 15 Month Jumbo Term Share Certificate
| $100,000.00
| 3.05%
| 3.10%
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| 18 Month Jumbo Term Share Certificate
| $100,000.00
| 3.30%
| 3.35%
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| 21 Month Jumbo Term Share Certificate
| $100,000.00
| 3.44%
| 3.50%
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| 2 Year Jumbo Term Share Certificate
| $100,000.00
| 3.44%
| 3.50%
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| 3 Year Jumbo Term Share Certificate
| $100,000.00
| 3.54%
| 3.60%
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| 4 Year Jumbo Term Share Certificate
| $100,000.00
| 4.02%
| 4.10%
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| 5 Year Jumbo Term Share Certificate
| $100,000.00
| 4.02%
| 4.10%
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* Annual percentage yield. Penalty for
early withdrawal.
Request a new Certificate Account
IRA Term Share Certificate Rates
Effective as of August 27, 2008
| Term
| Minimum Balance to Earn APY
| Dividend Rate
| APY*
|
| 6 Month IRA Term Share Certificate
| $1000.00
| 3.00%
| 3.05%
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| 7 Month IRA Term Share Certificate
| $1000.00
| 3.00%
| 3.05%
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| 8 Month IRA Term Share Certificate
| $1000.00
| 3.00%
| 3.05%
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| 10 Month IRA Term Share Certificate
| $1000.00
| 3.00%
| 3.05%
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| 11 Month IRA Term Share Certificate
| $1000.00
| 3.00%
| 3.05%
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| 1 Year IRA Term Share Certificate
| $1000.00
| 3.00%
| 3.05%
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| 14 Month IRA Term Share Certificate
| $1000.00
| 3.00%
| 3.05%
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| 15 Month IRA Term Share Certificate
| $1000.00
| 3.00%
| 3.05%
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| 18 Month IRA Term Share Certificate
| $1000.00
| 3.25%
| 3.30%
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| 20 Month IRA Term Share Certificate
| $1000.00
| 3.39%
| 3.45%
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| 21 Month IRA Term Share Certificate
| $1000.00
| 3.39%
| 3.45%
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| 2 Year IRA Term Share Certificate
| $1000.00
| 3.39%
| 3.45%
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| 3 Year IRA Term Share Certificate
| $1000.00
| 3.49%
| 3.55%
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| 4 Year IRA Term Share Certificate
| $1,000.00
| 3.97%
| 4.05%
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| 5 Year IRA Term Share Certificate
| $1,000.00
| 3.97%
| 4.05%
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| 6 Month IRA Jumbo Term Share Certificate
| $100,000.00
| 3.10%
| 3.15%
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| 7 Month IRA Jumbo Term Share Certificate
| $100,000.00
| 3.10%
| 3.15%
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| 1 Year IRA Jumbo Term Share Certificate
| $100,000.00
| 3.10%
| 3.15%
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| 14 Month IRA Jumbo Term Share Certificate
| $100,000.00
| 3.10%
| 3.15%
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| 15 Month IRA Jumbo Term Share Certificate
| $100,000.00
| 3.10%
| 3.15%
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| 18 Month IRA Jumbo Term Share Certificate
| $100,000.00
| 3.34%
| 3.40%
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| 21 Month IRA Jumbo Term Share Certificate
| $100,000.00
| 3.49%
| 3.55%
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| 2 Year IRA Jumbo Term Share Certificate
| $100,000.00
| 3.49%
| 3.55%
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| 3 Year IRA Jumbo Term Share Certificate
| $100,000.00
| 3.59%
| 3.66%
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| 4 Year IRA Jumbo Term Share Certificate
| $100,000.00
| 4.07%
| 4.15%
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| 5 Year IRA Jumbo Term Share Certificate
| $100,000.00
| 4.07%
| 4.15%
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* Annual percentage yield. Penalty for
early withdrawal.
Request a New IRA Account
Rates subject to change.
Return Home
Leap-Up Term Share Certificate Rates
Effective as of August 27, 2008
| Term
| Minimum Balance to Earn APY
| Dividend Rate
| APY*
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| 12 Month Leap-Up Certificate
| $1000.00
| 1st 6 months = 3.50%;
| 3.81%
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| 2nd 6 months = 4.00%
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| 24 Month Leap-Up Certificate
| $1000.00
| 1st 6 months = 3.50%;
| 4.34%
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| 2nd 6 months = 4.00%;
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| Last 12 months= 4.75%
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| 30 Month Leap-Up Certificate
| $1000.00
| 1st 10 months = 3.75%;
| 4.42%
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| 2nd 10 months = 4.25%;
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| Last 10 months = 5.00%
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* Annual percentage yield. Penalty for
early withdrawal.
Leap-Up IRA Term Share Certificate Rates
Effective as of August 27, 2008
| Term
| Minimum Balance to Earn APY
| Dividend Rate
| APY*
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| 12 Month Leap-Up IRA Certificate
| $1000.00
| 1st 6 months = 3.50%;
| 3.81%
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| 2nd 6 months = 4.00%
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| 24 Month Leap-Up IRA Certificate
| $1000.00
| 1st 6 months = 3.50%;
| 4.34%
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| 2nd 6 months = 4.00%;
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| Last 12 months= 4.75%
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| 30 Month Leap-Up IRA Certificate
| $1000.00
| 1st 10 months = 3.75%;
| 4.42%
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| 2nd 10 months = 4.25%;
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| Last 10 months = 5.00%
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* Annual percentage yield. Penalty for
early withdrawal.
Youth Club Term Share Certificate Rates*
Effective as of August 27, 2008
| Term
| Minimum Balance to Earn APY
| Dividend Rate
| APY**
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| 1 Year Youth Club Term Share Certificate
| $100.00
| 2.96%
| 3.00%
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Child's Play Term Share Certificate Rates*
Effective as of August 27, 2008
| Term
| Minimum Balance to Earn APY
| Dividend Rate
| APY**
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| Child's Play Term Share Certificate
| $1000.00
| 3.44%
| 3.50%
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* Certificates mature on child’s 18th
birthday. A minimum term of 5 years is
required, so the child must be no
older than 13 when the account is
opened. ** Annual percentage yield.
Penalty for early withdrawal.
Return Home
Updated by smb on
08/27/2008 07:54:21
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